FAQ — Earning Real Money on Happy Mates Fi

How can you earn $3,000+ a month in USDT by playing Arena of Clash, writing posts or inviting friends? How do deposits and withdrawals work, and what are CC Gems? Find quick answers below. For the full earning guide, see Site Help.

Earning Real Money

Can I really earn money on Happy Mates Fi?
Yes. Everything you earn is paid as HM USDT, which you can withdraw to your own USDT wallet. There are three ways: Play To Earn in Arena of Clash, Post To Earn with paid articles, and Publicity To Earn by inviting friends. See the full guide at the top of Site Help. Subject to local laws; some features may be unavailable in your region.
What is Play To Earn in Arena of Clash?
Arena of Clash, our flagship game, is built on one idea: what you build in the game should be worth real money. The heroes you train and the items you collect can be sold to other players on the in-game Market, and your battle skill can win Betting Matches. Both pay you in HM USDT. Play Arena of Clash
How do I sell heroes and items on the Arena of Clash Market?
Create a Pro hero (49.99 Fund), train it, and buy a Market Permit (from 9.99 Fund for 15 days). Then list the hero, or tradable potions, liquors, and pills, at your own price from $0.90. When another player buys it, you receive 70% of the price as HM USDT instantly. Trade only on the official Market: deals outside it lead to a permanent ban. Subject to local laws; some features may be unavailable in your region.
How do Betting Matches work?
Choose a stake of $1.99 or $19.99. You are matched with a player of similar level and command all your heroes in battle. If you win, you keep your stake plus $1.59 or $15.99 in HM USDT (80% of your opponent's stake). If you lose, your stake goes to the winner. Please play responsibly. Subject to local laws; some features may be unavailable in your region.
How does Post To Earn work?
Set a price on your article in the Community, from $0.10. Each member who reads it pays once, and you receive 80% of the price as HM USDT.
How does Publicity To Earn work?
Copy your Publicity URL from My Page > Publicity and share it. Friends who register through it are linked to you, and you receive 10% of every deposit they make from an external wallet as HM USDT, with no cap. Fund paid for with HM USDT earned on the site does not count.
Why is the Publicity To Earn share 10%, and can it go down?
Deposits pay for everything that keeps Happy Mates Fi running: servers, third-party service fees (blockchain networks, payment and email providers), the security that protects your account and balance, and the development of new games and service updates. After these costs, 10% is the share we can return to the members who bring in new friends. Other shares, such as those for posts, the Market or Betting Matches, may be adjusted over time, but the Publicizer share will never drop below 10%. It is our thank-you for growing the community. With your insight and social skills, you can build a lasting asset with Happy Mates Fi without spending anything.
What are the current revenue shares?
Current shares, paid as HM USDT. Market sale: you receive 70% of the price. Betting Match: a win returns your stake plus 80% of your opponent's stake (a $19.99 win earns $15.99 and a $1.99 win earns $1.59, an 80% return on your stake); a draw returns your stake minus 20%; a loss gives your stake to the winner, so you need to win about 56% of your matches to come out ahead. Post To Earn: you receive 80% of each article price. Publicity To Earn: you receive 10% of every deposit your friends make from an external wallet, paid by us on top of their deposit. Withdrawals have a 0.1% fee, so 80% becomes 79.92% in your wallet. Shares other than Publicity To Earn may change; the current rates are always listed in this FAQ and in section 4 of the Terms of Service.
How much can I make?
Dedicated members can earn $3,000–$10,000 a month, enough to live on without a second job. For example: sell a hero you have carefully raised for $100–$2,000 or more and you get $70–$1,400+; win 100 Betting Matches in a month at $19.99 and you get $1,599 on top of your stakes; 2,000 members read your $1 article and you get $1,600; 50 referred friends each deposit $200 from their wallet and you get $1,000. These are examples of what dedicated members can reach, not promises, and Betting Matches can be lost.
Can I earn without spending money?
Yes. Post To Earn and Publicity To Earn need no spending. You can also collect free CC Gems from the monthly level reward, daily gifts, and Arena of Clash rankings (daily kill ranking and monthly guild ranking, up to 20,000 CC Gems for the top guild). Selling on the Market and Betting Matches require Fund.

Account and Login

How do I create an account?
Open Register and sign up with your email and a password, or continue with Google or Facebook. Please verify your email so we can help you recover your account.
I forgot my password. What should I do?
Use Forgot Password on the login page. We will send a reset link to your email. Accounts created with Google or Facebook sign in through that provider instead.
What is a Player ID?
Your unique handle shown to other users and in our games, also used for Publicity To Earn. It is 2–10 characters with no spaces. You choose it when you register. If you sign up with Google or Facebook, you are asked to choose one right after agreeing to the Terms of Service. It cannot be changed later, and you can see it in My Page > Profile.

CC Gems, Fund, and Membership

What is the difference between HM USDT, Fund, and CC Gems?
HM USDT (⌃) is real money: your earnings arrive here, and you can withdraw it. Fund (⌁) is the main currency for special in-game items and paid features, topped up from HM USDT 1:1. CC Gems (★) are a game currency shared by every game; you can earn them for free, but they cannot be withdrawn.
What are CC Gems?
CC Gems are our unified virtual currency for every game in the Game Store. You earn them from the monthly level reward, birthday and daily gifts, and you can buy more on the Dashboard. See Site Help for level rewards.
How do I deposit funds?
Go to My Page > Dashboard, then select Deposit on the Fund card. You can move your HM USDT balance to Fund instantly, or send USDT on BNB Smart Chain (BEP20) from an exchange or wallet to your personal deposit address. There is no minimum, so you can try a small test like 0.01 USDT first. It arrives as Fund 1:1 in about a minute.
What is Fund used for?
Fund (⌁) is the primary currency for buying special in-game items in our games. In Arena of Clash, Fund buys Pro heroes (the heroes you can resell on the Market), capes, 2X Exp and 2X Kills boosters, power-up cards, the Market Permit, Camp Stealth and Camp Protect, and Coins and CC Gems. On the site, Fund also pays for CC Gems, Membership, and paid articles. Fund cannot be withdrawn; what you earn arrives as HM USDT.
What does Membership change?
Your daily activity limits on the site depend on your Membership. Compare plans and upgrade on My Page > Membership.

HM USDT and Withdrawals

What is HM USDT?
HM USDT (⌃) is your real-money balance. All your earnings from Play To Earn, Post To Earn, and Publicity To Earn arrive here. You can withdraw it or turn it into Fund 1:1.
How do I withdraw HM USDT?
Go to My Page > Dashboard and select Withdraw on the USDT card. Enter your USDT (BEP20) wallet address (we fill in the one you used last time) and the amount. We then email you a confirmation link, and the withdrawal goes ahead only after you open it and confirm. Your email must be verified first, and you can have one withdrawal in progress at a time.
What are the minimum and maximum withdrawal limits for HM USDT?
Minimum: 10 USDT per request; maximum: 1,000 USDT per 24 hours. A 0.1% fee is deducted to cover the network fee.
Are HM USDT withdrawals processed immediately?
Usually, yes. After you confirm by email, it is sent automatically on BNB Smart Chain (BEP20) within a few minutes, and you can follow it on BscScan from the Withdraw dialog. Large withdrawals are checked by our team first. You can cancel a request while it is waiting for email confirmation or review, and the full amount returns to your HM USDT balance.

Games and Service

When does server maintenance take place?
Every Monday at 14:00 GMT, for about two hours.
Which games can I play?
See the Game Store for the current games, supported platforms, and download links.
Can I use CC Gems in every game?
Yes. CC Gems are shared across all games in our Game Store.

Support and Privacy

How do I contact support?
Use Live Support (the chat button) for quick questions; our team answers in English only. For formal reports such as business inquiries or user reports, use Contact Us.
Why is Live Support unavailable for me?
If you are not signed in, Live Support needs the Live Support cookie category. Sign in, or turn it on in .
How long do you keep my chat messages?
Live Support conversations are deleted automatically about 7 days after the last message.
How do I report a bug?
Send it through Contact Us with the matching bug subject. Valid bug reports earn Exp (see Site Help).
How do I change my cookie choices?
Open at any time, or read the Cookie Declaration.
Still need help? Chat with our team. Please write in English only.